All-in-one card-issuing platform for issuing virtual cards of all forms Debit, Credit & Pre-paid instantly on the Mobile Apps integrated with Monielink super SDK. All issued Instacards are saved in a Digital Wallet on the SDK for a Secure & Easy Access.
Powerful Neobank Platform for Banks & Fintechs
Instacard. Instantly Issued, Universally Accepted
Instant Issuance of Virtual Cards in all (Debit, Credit & Pre-paid) forms stored in Digital Card Wallet on the SDK integrated with Issuer’s mobile App
Secure Online Payments with Dynamic CVV
Secure Contactless Payments on POS terminals worldwide, using tokenized PAN for safe and seamless authentication
Card Control Settings on SDK to set daily transaction limits for Online & Offline (POS & ATM) usage. Customer can also temporarily Block & Unblock any Instacard or even cancel it permanently using Partner’s Mobile App.
Offer Universal Instacards (physical card) for customers to link their virtual Instacards for payment or any POS or ATM internationally. When an incremental linking request is made, earlier linked Instacard is de-linked and a new Instacard is linked to the Universal Instacard.
Empowering issuers to enable instant issuance of virtual cards for making online and offline payments, the Universal Instacard links multiple virtual cards to a single secure physical card — delivering seamless, secure, and flexible usage.
Issue Virtual Instacards in a Digital card Wallet – Debit, Credit & pre-paid forms
Secure online payments from virtual Instcards using Dynamic CVV
Offline contactless Payments using virtual Instacards
Universal Instacard – pay using linked virtual Instcards to a single physical universal Instacard
Card Control settings – for setting up daily transaction limits, blocking & unblocking virtual Instcards
Issue Virtual Instacards in a Digital card Wallet – Debit, Credit & pre-paid forms
Secure online payments from virtual Instcards using Dynamic CVV
Offline contactless Payments using virtual Instacards
Universal Instacard – pay using linked virtual Instcards to a single physical universal Instacard
Card Control settings – for setting up daily transaction limits, blocking & unblocking virtual Instcards
Virtual Instacard
Customer Request for Instacard Issuance
Pre-paid Card
Credit Card
Debit Card
Customer is Scored and Eligible Credit Limit is Shared
Customer Selects the Bank Account for Debit Card
Customer access Digital Card Wallet for:
Card Control
Contactless Payment
Online Payment
Universal Instacard
Creating Lasting Value, Together
Nigeria is expected to have over 300 million Cards In Force, by 2030
Nigeria is expected to have over 300 million Cards In Force, by 2030
However, the usage of Physical Cards would remain relevant for ATM transactions & availability of a reliable offline payment method.
Explore Other Products
- Digital Accounts
- Pre-paid Card Accounts
- Credit Card Accounts
- Loan Accounts
- Reward Accounts
- Redemption Accounts
- Digital Merchant Onboarding
- Interoperable QR
- Static QR Codes
- Dynamic QR Codes
- Payment Collection Account
- Instant Settlement
- Digital Merchant Onboarding
- Soft-POS
- POS Terminals
- Payment Collection Account
- Instant Settlement
- Credit Origination
- Credit Disbursement
- Credit lifecycle Management
- Repayments
- Due & Delinquent Amount Collections
- GSI Collection automation
- Dual Transaction Service
- Virtual Credit Cards
- Credit Card Portfolio Management
- Collections & Repayments
- KYC Management
- Liveness Detection
- Facial Recognition
- Business Verification
- Address Verification
- Soft – Token issuance for 2FA
- Tailored Reward Program
- Reward Point Account
- Reward Redemption Accounts
- Usage of Redeemed value
Frequently Asked Questions
Partners can instantly issue virtual debit, credit, prepaid, and universal cards via the mobile app. Physical universal cards are also supported and can be linked to multiple virtual Instacards for online and offline usage.
Power Your Digital Banking Experience
The Monielink Super SDK platform empowers Banks & Fintechs to grow revenue from retail products by up 6X to while significantly accelerating customer acquisition.