Our cloud-based loan management system enables lenders to Instantly Originate and Disburse / Issue loans & credit cards, Manage them throughout their lifecycle, and collect both due and delinquent payments from customers’ bank accounts across multiple banks.
Powerful Neobank Platform for Banks & Fintechs
Accelerate Lending. Automate Repayments & Collections.
Our SDK platform can help our Partners offer a variety of loan products to their customers on their Mobile Banking app. Monielink underwrites these loans instantly based on the rules that they set-up on our Web Portal. Monielink platform can instantly disburse once they are approved digitally.
Lenders can set-up underwriting & collection rules besides accessing the dashboards and variety of reports to analyse and manage the Loan & Credit Card Portfolio.
SnapCred manages Loan / credit card Accounts over their life-cycle. Customers can view their Loan & Credit Card statement on Lender’s / Issuer’s mobile app integrated with our SDK.
Borrowers can conveniently Repay monthly instalments or minimum dues directly from any of their bank accounts.
SnapCred executes collections for lenders and issuers using configured rules, recovering due and delinquent payments from both core banking-linked accounts and other banks via automated GSI integration
Monielink enables end-to-end loan & credit card management, helping lenders Create & Grow Profitable Portfolios through a complete cloud-based ecosystem
Loan Disbursements & Credit Card issuance
Credit Lifecycle & Portfolio Management
Credit Repayments
Collections for Due & Delinquent amounts
Power High-Performing Credit Portfolios with Seamless Loan Management
Origination
Rule Engine (Web Portal)
Loan Management
Collections
Loan/Credit Card Eligibility Check
Existing Loan Exposure Review
Credit Bureau Verification
Loan Management Configuration
Underwriting & Pricing Rules
Product Master Setup
Reports & Dashboards
Repayments & Statements
Loan Disbursement
Ongoing Loan Tracking
Credit Appraisal & Limit Management
Settlement of Collected Funds
Delinquency & Dues Collection
GSI Collection (from NIBSS)
Creating Lasting Value, Together
Nigeria is expected to witness 8X growth in retail credit portfolio, by 2030.
Average annual revenue per retail customer is expected to increase from $ 3 in 2025 to $ 25 , by 2030.
Driving this growth will require strong automation in collections, user-friendly repayment options, and transparent access to loan and credit card statements
Explore Other Products
- Digital Accounts
- Pre-paid Card Accounts
- Credit Card Accounts
- Loan Accounts
- Reward Accounts
- Redemption Accounts
- Digital Merchant Onboarding
- Interoperable QR
- Static QR Codes
- Dynamic QR Codes
- Payment Collection Account
- Instant Settlement
- Digital Merchant Onboarding
- Soft-POS
- POS Terminals
- Payment Collection Account
- Instant Settlement
- Dual Transaction Service
- Virtual Credit Cards
- Credit Card Portfolio Management
- Collections & Repayments
- KYC Management
- Liveness Detection
- Facial Recognition
- Business Verification
- Address Verification
- Soft – Token issuance for 2FA
- Tailored Reward Program
- Reward Point Account
- Reward Redemption Accounts
- Usage of Redeemed value
Frequently Asked Questions
SnapCred supports a wide array of lending products, including personal loans, credit cards. Lenders can define custom terms, interest rates, repayment schedules, and fees & set-up other under-writing rules using Monielink web-portal.
Power Your Digital Banking Experience
The Monielink Super SDK platform empowers Banks & Fintechs to grow revenue from retail products by up 6X to while significantly accelerating customer acquisition.