Enabling Banks & FinTechs offer digital banking services within their Mobile Apps using single Monielink Super SDK. Increase adoption of your Mobile App delivering superior experience across all categories of retail products & services.
Powerful Neobank Platform for Banks & Fintechs
Enabling Digital Transformation that helps you Realize 6X Revenue Growth
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Your Retail Customers
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Your X-Selling Ratio
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Revenue from Retail Products
Find the Right Solution for You
Our comprehensive suite covers digital banking, payments, card issuance, merchant acquiring, digital lending, and credit card management. It's supported by powerful enablers like digital KYC, secure soft-token 2FA, personalized loyalty programs, and chatbot-based customer support. Together, these solutions drive scalable growth, boost operational efficiency, and deliver a superior customer experience.
Digital Banking
Merchant Acquiring
Card Issuing
Digital Lending
Dual Transaction
KYC & Soft Token
Loyalty
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Digital Banking & Payments
Build a digital wallet ecosystem that supports Consumers, Merchants, Multiple Currencies, and Instant Virtual Card Issuance. Our Digital Account Management solution is supported by digital KYC management & Soft-Token authentication security
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Merchant Acquiring
Monielink SDK facilitates instant and digital onboarding of merchants while equipping them with interoperable QR code and Soft-POS capabilities. Additionally, merchants can apply for POS issuance through Banks and FinTechs, leveraging our SDK to evaluate and process their requests for POS issuance if they meet the eligibility criteria
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Card Issuing
Issuers can seamlessly issue virtual Debit, Credit, and Prepaid cards instantly through their Mobile App integrated with the Monielink Super SDK. These cards are securely stored in a Digital Card Wallet, allowing users easy access for both online and offline payments. Additionally, our Universal Physical Card solution enables users to purchase and link virtual cards to a physical universal card for immediate use in physical form. Users can also unlink a previously linked virtual card from the Universal Card and link it to another virtual card within seconds.
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Digital Lending
Our SDK platform can help our Partners offer a variety of loan products to their customers on their Mobile Banking app. Monielink underwrites these loans instantly based on the rules that they set-up on our Web Portal. Monielink platform can instantly disburse once they are approved digitally. Lenders can set-up underwriting & collection rules besides accessing the dashboards and variety of reports to analyze and manage the Loan & Credit Card Portfolio.
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Dual Transaction Service
DUO features the groundbreaking, patented Dual Transaction Service (DTS), which allows pre-approved customers to access their approved credit limits—set on a virtual credit card—using their existing debit cards. Customers can Simply Activate DTS on our Partner’s Mobile App integrated with our SDK to start using their virtual credit card using their existing Debit Cards.
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KYC & Soft Token
Enable fast, secure KYC verification — allowing customers to sign up, get verified, and start using financial services in minutes. From facial biometrics to NIN, BVN, and ID validation, every step is streamlined for compliance, speed, and a seamless user experience protected with built-in 2FA soft token.
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Loyalty
Design a customized Loyalty Program that rewards customers with usage-based points credited to a dedicated rewards account. Customers can view their reward point statements on our Partner’s Mobile App integrated with our SDK. Reward points can be redeemed for cash under a tailored loyalty program, with funds credited to a dedicated reward redemption account.
Scalable, Secure, and Cost-Efficient Banking Infrastructure
Cloud Based Implementation
Deploy dedicated cloud instances with partner-managed access, security controls, and custom firewalls.
Secure Environments
Each partner maintains full control over their infrastructure’s security settings — including network access, firewalls, and operating system configurations. They are responsible for enforcing measures that protect their data and applications from unauthorized access.
Dedicated Instant SaaS
Eliminate heavy upfront licensing costs with our revenue-sharing SaaS model. Each partner operates in a secure, isolated environment with full control over their data and infrastructure — ensuring compliance, privacy, and operational flexibility.
Seamless integration
Seamlessly integrate digital banking experiences using our Super SDK front-end and dedicated cloud back-end — fully managed on Monielink’s Infrastructure through deployment on a dedicated Instance.
One SDK.
Endless Possibilities.
Everything You Need to Power Digital Banking
- Digital Accounts
- Credit Card Accounts
- Pre-paid Card Accounts
- Loan Accounts
- Reward Accounts
- Redemption Accounts
- Virtual & Physical card issuance
- Debit, Credit & Pre-paid Cards
- Universal Physical Card
- Dynamic CVV for online payments
- Contactless payments using Virtual Cards
- Digital Lending
- Loan Origination
- Loan Portfolio Management
- Credit Card Origination
- Credit Card Portfolio Management
- Collections & Repayments
- Dual Transaction Service
- Virtual Credit Cards
- Credit Card Portfolio Management
- Collections & Repayments
- Dynamic Limit Management
- KYC Management
- Liveness Detection
- Facial Recognition
- BVN, NIN & ID verifications
- Business Verification
- Address Verification
- Soft – Token issuance for 2FA
- Interactive FAQ based Help Topics
- Help Videos for Self training
- Help & Support on all products & services offered on Monielink SDK
Empowering Banks & Fintechs with Scalable Solutions
Our Plug & Play SDK can be Easily Integrated into Mobile Apps of Banks & FinTechs to deliver a wide variety of use cases without requiring them to build these functionalities from scratch. Our Backend Applications may be deployed in a dedicated instance on our Cloud Infrastructure providing our partners full control over its access, management , security , data-protection & business continuity.
Clients & Partners We Work Alongside
Insights ThatDrive Innovation
Stay ahead of the curve with expert insights, industry trends, and actionable tips from the world of technology and business.
Frequently Asked Questions
Monielink is a unified Super SDK that enables banks and FinTechs to embed digital banking, card issuance, digital payments, and lending services directly into their mobile apps — all from a single integration.
Power Your Digital Banking Experience
The Monielink Super SDK platform empowers Banks & Fintechs to grow revenue from retail products by up 6X to while significantly accelerating customer acquisition.